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Privacy Policy

Legal Disclaimer

Mortgage League of America is a California-licensed mortgage company headquartered in Mission Viejo, CA.

  • Company NMLS ID: [Insert NMLS Number]

  • Licensed by: California Department of Financial Protection and Innovation (DFPI)

  • FHA & HUD Approved Lender (if applicable)

Legal Notices

  • All programs, rates, and terms are subject to change without notice.

  • Information provided on this website is for informational purposes only and does not constitute a commitment to lend.

  • Loan approval is subject to credit review, property appraisal, and program eligibility as defined by HUD/FHA or other applicable agencies.

  • Reverse mortgages are Home Equity Conversion Mortgages (HECMs) insured by the Federal Housing Administration (FHA). Borrowers must be 62 years or older, occupy the home as their primary residence, and maintain the property, taxes, and insurance.

  • Not all applicants will qualify.

  • Consult a licensed financial or tax advisor before making decisions based on reverse mortgage proceeds.

Privacy Policy

At Mortgage League of America, your privacy and trust are our top priorities. This Privacy Policy explains how we collect, use, and protect your personal information in connection with our mortgage and reverse mortgage services.

1. Information We Collect

We may collect the following categories of personal information:

  • Contact information: name, address, email, phone number.

  • Financial information: income, assets, liabilities, credit score, and property details.

  • Identification data: date of birth, Social Security number, or other identifiers required to verify identity.

  • Online data: information collected automatically through cookies or analytics tools (browser type, IP address, visit duration).

2. How We Use Your Information

Your information is used to:

  • Evaluate and process your mortgage or reverse mortgage application.

  • Communicate with you about your loan, services, and updates.

  • Verify identity and prevent fraud.

  • Meet legal, regulatory, and reporting requirements.

We never sell your personal information.

3. Sharing of Information

We may share your data only with:

  • Lenders, appraisers, title companies, or credit bureaus directly involved in your loan transaction.

  • Government agencies (FHA, HUD, CFPB, etc.) for compliance purposes.

  • Authorized service providers (e.g., data processors, marketing vendors) under strict confidentiality agreements.

We do not share personal information with unaffiliated third parties for marketing purposes without your consent.

4. Your Rights Under California Law

If you are a California resident, you have the right to:

  • Request disclosure of what personal data we collect and how it’s used.

  • Request correction or deletion of your information (subject to applicable retention laws).

  • Opt out of the sale or sharing of personal information (we do not sell data).

  • Appoint an authorized agent to submit requests on your behalf.

To exercise these rights, contact us at:
📧 privacy@mortgageleagueofamerica.com
📞 (949) XXX-XXXX

We will verify your identity before processing any request in accordance with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).

5. Data Security

We employ encryption, secure servers, access controls, and regular audits to safeguard your data against unauthorized access, loss, or misuse.

6. Retention of Information

We retain personal information only as long as necessary to fulfill the purposes described or as required by law and regulatory agencies (HUD, FHA, CFPB).

7. Updates to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on our website with an updated revision date.

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